Terms and Conditions

Terms and Conditions 2020-07-29T11:17:29+00:00

Terms of Business v1.1

About Us

At Target Car Supermarket it is our company mission to provide you with a vehicle suitable for your wants and needs, and to provide you with a service and if applicable, finance acceptance that is the best you can achieve. We pride ourselves on offering you all of the information for you to make an informed decision, providing you support throughout the process, so you feel comfortable and confident with your choices and helping you drive away in the quickest time achievable!

We are authorised and regulated by the Financial Conduct Authority; our firm reference number is 917901. We act as a credit broker, not a lender.

Contact us – info@targetcarcredit.co.uk / 01708 252038 / Stifford Road, South Ockendon, RM15 5NE

Credit Searches and finance options

By submitting your application for finance to ourselves, you are allowing us to submit your details to a third parties for the purpose of obtaining you finance. These parties will carry out credit searches on your information. Your details will be checked with fraud prevention agencies, if any false or incorrect information is passed to us and this is found to be fraudulent, details will be passed along to the fraud prevention agencies. If you do not wish to provide your consent for us to pass your details on, please do not submit an application.

Lenders that your details are passed to will provide us with a finance acceptance, decline or require further information to make you a decision. We will make you aware of all decisions and provide you with the information you require to make an informed choice. Please note that Target Car Supermarket or any of its employees will not advise or recommend you choose a specific option. Our team will always strive to gain you the best possible acceptance and rate that fit your current circumstance, and your chosen vehicle. All finance is subject to status.

Please note that we may receive a commission for introducing your details to a lender. This is fixed and will not impact the rate provided. You will not be charged a fee for using our services to try to obtain finance. We are only able to provide you with either a Hire Purchase or Conditional Sale agreement, our team will be happy to talk you through the features of this agreement should you have any questions.
Credit gained through us is only available on cars supplied by Target Car Supermarket.

Documentation
We will ask you to supply us with documentation in order to confirm and evidence your identity – this is a Driving Licence and Proof of Income. We have the right to request further information at any time. For full details on how this information is stored, please do consult our privacy policy.

Vehicle Checks, Warranty and GAP
Please note that we require ALL customers to test drive the vehicle they are interested in prior to purchasing.
We complete thorough checks on our vehicles to ensure they are of the highest standard for our customers. All vehicles will be MOT’d and also include a 3-month in-house warranty. Should you have the need to use this warranty, we ask you to contact us using the above details. Should you wish to purchase an extended warranty, we are able to provide you details of an AA warranty, however you are also free to purchase your own.

We do not offer GAP insurance; however, we do encourage our customers to research this product to see if it could potentially benefit you in the future during your finance agreement.

BMC (Grays) Ltd T/A Target Car Supermarket is authorised and regulated by the Financial Conduct Authority, FRN 917901. Our principal place of business is Stifford Road, South Ockendon, RM15 5NE.

ICO Number: ZA118632   Company Number: 09384530

We act as a Credit Broker, not a Lender. All Finance is subject to status. We may receive a commission for introducing your details.

Your Information and Data Protection

Please note all communications with ourselves are recorded for training and monitoring purposes.

Target Car Supermarket are registered with the Information Commissioners Office with a reference number ZA118632. We are passionate about ensuring that any information you trust us with is protected, and full information on the systems we have in place and your rights as a consumer can be found in our privacy policy – http://targetcar.web/privacy-policy/

Complaints
In the event that you are dissatisfied with the service or product you have been provided; we want to hear about it. Please contact us on info@targetcarcredit.co.uk or 01708 252 038. Please see our full complaints policy listed on our website – Complaints